How much will my repayments be?
Your repayment amount will be clearly shown before you accept your loan offer.
You will see
- The total loan amount
- All fees and interest
- The total amount repayable
- The repayment date
There are no hidden charges. The amount shown in your loan agreement is the amount you agree to repay.
Are there any fees or charges?
Yes — as permitted under the National Credit Act, your loan may include certain fees and charges.
This may include
- An initiation fee
- Interest
- A monthly service fee (where applicable)
All fees and charges are disclosed upfront before you accept your loan.
If a payment is missed, default-related charges may apply as permitted by law.
We are committed to transparent pricing and responsible lending.
Can I settle my loan early?
Yes. You may settle your loan early at any time.
If you choose to settle early
- You will only pay the outstanding capital, accrued interest and permitted fees up to the settlement date.
- No additional penalties will be charged beyond what is allowed under the National Credit Act.
To request a settlement amount, please contact us or log into your profile.
What should I do if I can’t afford a payment?
If you are experiencing financial difficulty, please contact us as soon as possible — ideally before your repayment date.
Early communication allows us to
- Discuss your situation
- Explore possible arrangements where appropriate
- Help prevent your account from falling further into arrears
Ignoring the issue may result in
- Default charges
- Negative credit reporting
- Possible legal action if the account remains unpaid
We encourage customers to reach out early — our goal is responsible and fair engagement.
Need support?
We’re here to help
If you need help understanding your repayments, fees or repayment options, our support team can assist you.